> ## Documentation Index
> Fetch the complete documentation index at: https://docs.cove.dev/llms.txt
> Use this file to discover all available pages before exploring further.

# Assets

> The assets verification step validates an individual's financial assets and property ownership.

## Configuration

```json theme={null}
{
    "id": "6797fd5e683fb1e8abe7d852",
    "name": "ASSETS",
    "options": {
        "verify_net_worth": true,
        "verify_property_ownership": true,
        "validate_closing_costs": true
    },
    "control_flow": {
        "condition": {
            "condition_operator": "==",
            "condition_field": "assets_verified",
            "condition_value": true
        },
        "if_goto": "6798005e683fb1e8abe7d854",
        "else_goto": "6797fd5e683fb54e8abe7d852"
    },
    "provider": ["Plaid", "Flinks"]
}
```

## Config Fields

### Required Fields

* `id`: Unique identifier for the verification step
* `name`: Step type identifier (ASSETS)

### Options

* `verify_net_worth`: Whether to verify net worth
* `verify_property_ownership`: Whether to verify property ownership
* `validate_closing_costs`: Whether to validate closing costs

### Control Flow

Determines the next step based on verification results:

* If `assets_verified` is `true`, proceeds to step `6798005e683fb1e8abe7d854`
* Otherwise, goes to step `6797fd5e683fb54e8abe7d852`

### Providers

* Primary: Plaid for asset verification and account connections
* Fallback: Flinks as secondary provider if Plaid connection fails

## Example Response

```json theme={null}
{
    "assets": {
        "status": "COMPLETED",
        "assets_verified": true,
        "net_worth": 500000,
        "down_payment": 100000,
        "properties": [{
            "address": "456 Oak St, Toronto, ON",
            "value": 800000,
        }],
        "closing_costs_covered": true,
        "account_balances": [
            {
                "id": "acc_12345",
                "type": "CHECKING",
                "balance": 5432.10,
                "institution": {
                    "id": "ins_td",
                    "name": "TD Bank"
                }
            },
            {
                "id": "acc_67890",
                "type": "SAVINGS",
                "balance": 15000.00,
                "institution": {
                    "id": "ins_td",
                    "name": "TD Bank"
                }
            }
        ],
        "monthly_data": [
            {
                "month": "2025-01",
                "average_balance": 19245.75,
                "income": 4615.38,
                "spending": 3200.50
            },
            {
                "month": "2024-12",
                "average_balance": 18830.87,
                "income": 4615.38,
                "spending": 3500.25
            }
        ],
        "verification": {
            "provider": "Plaid",
            "verified_at": "2025-02-03T20:25:05-05:00"
        }
    }
}
```

## Output Fields

### Status Information

* `status`: Current status of the verification (e.g., "COMPLETED")
* `assets_verified`: Whether all assets were successfully verified

### Net Worth and Down Payment

* `net_worth`: Total net worth
* `down_payment`: Total down payment

### Property Information

* `properties`: List of properties
  * Property address
  * Property value
  * HELOC

### Closing Costs

* `closing_costs_covered`: Whether closing costs are covered

### Account Information

* `account_balances`: List of connected bank accounts
  * Account details including ID, type, and balance
  * Institution information

### Monthly Analysis

* `monthly_data`: Monthly financial analysis
  * Average balance for each month
  * Total income and spending

### Verification Details

* `verification`: Information about the verification process
  * `provider`: Which provider performed the verification
  * `verified_at`: When verification was completed